Which is a question to consider from the 10.1 questions to consider?

• A. What simple steps do I take to create a financial plan?
• B. What is my favorite budget app?
• C. Should I take extra courses this semester?
• D. How can I decorate my dorm room?

Answer: (A)

Focusing on concrete steps to build a plan is essential for effective money management. This question asks you to outline how to create a financial plan, which is the foundation for budgeting, saving, and paying off debt. By identifying simple, actionable steps—like listing income and expenses, setting goals, and choosing how you’ll track spending—you establish a clear framework to guide everyday money decisions. The other prompts are about personal preferences, academic choices, or decor, none of which establish the process for making a plan. So the best choice is the one that centers on outlining how to create a financial plan in practical steps.